Recent changes to NS&I’s gifting rules means there’s been a surge of children entering the running for the coveted £1m prize. But you may want to think twice before diving in. Which? analysis has found under-16s have some of the worst luck. Since September 2009, just five children have landed the million-pound jackpot, with the youngest being only three at the time of winning. Here, we reveal...
And as well as the headline-grabbing jackpots, another six winners scooped an impressive £100,000 – setting a new high for the number of six-figure prizes given out. How does the National Savings & Investments decide how many of each category to award? Which? looks at the winners of the July premium bonds draw and how the NS&I allocates high-value prizes. July 2019 premium bonds jackpot...
The new 50p coin designs feature Paddington visiting the Tower of London and St Paul’s Cathedral. If you do find them, they may end up being worth more than face value. But at the moment there’s no way of knowing how rare they truly are. Here, we look at how much some of the rarest 50p coins can fetch from collectors, and how the new Paddington Bear coins might stack up beside them. How can I get...
NewDay is one of the UK’s biggest credit lenders, providing credit cards for businesses such as Amazon UK, and is the issuer of the Aqua credit cards. Its Bip card is fee-free, and everything is accessed through the Bip app – including a chat function to help customers service their account. Here, Which? looks a what the card offers in more detail, and whether you should consider it. What does...
M&S has had a tough year after crashing out of the FTSE100 in September and earlier this week revealed profits had slid 17% in the first half of the financial year thanks to poor clothing and home sales. To balance its books M&S is making a range of changes, including cutting stores, offering M&S food online and giving online shoppers the ability to pay by instalments. However, while...
The digital challenger bank says Monzo Flex is the ‘better’ way to pay later compared to existing BNPL schemes, credit cards, loans, and overdrafts, offering shoppers more flexibility and control with their borrowing. Monzo Flex will be rolled out to a small group of customers from today (16 September) and if you’re part of the early access group you will find Monzo Flex as an option in your...
All councils but one in England and Wales have upped their council tax rates in 2019-20, with a third increasing rates by more than 5%. Some 130 increasing rates by more than the 4.99% cap, while a further 29 have increased rates by between 5.8% and 5.99%. So, how do council tax rates compare around the country? Which? Money collated the figures from every single local authority in England and...
It’s important to put your home on the market with a realistic price attached. Overpriced homes might not appear in buyers’ searches and could end up having to be reduced later on to secure a sale. We take a look at Zoopla’s findings and other house-selling mistakes that could impact your sale this year. Overpricing your homeZoopla, a property listing website, analysed property listings in...
In the run-up to today’s Spring Statement, Rishi Sunak had faced calls to scrap the upcoming rise in National Insurance contributions (NICs), due to the cost of living crisis. Although this rise was confirmed, he did announce an increase in the National Insurance threshold from July, which means you will be able to keep more of your money before you start paying NICs. Here, Which? explains how...
Both of the jackpot winners are from Bristol, and will each receive the top prize of £1m. Six other winners were picked for the next-best prize of £100,000. While millions of premium bond holders eagerly check to see if they’ve won a prize every month, some could have prizes waiting for them without realising it. At its latest count, NS&I told us there were more than 2m unclaimed premium...