‘You wouldn’t think somebody with a £300,000 watch would need to borrow £20,000 but we have seen it a few times. It surprises you. Everyone has their cashflow issues,” says Jim Tannahill, the managing director of the luxury pawnbroker Suttons & Robertsons. As social lives and holidaying have picked up once again, so has business for upmarket pawn shops. The price of gold has jumped by a third...