Tagmortgage

Two UK lenders temporarily pull new mortgage deals amid volatile market

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UK lenders Virgin Money and Skipton Building Society temporarily withdrew mortgage deals for new customers on Monday, reacting to financial market volatility prompted by the government’s mini-budget. Lenders were struggling to accurately price their products, after the pound fell to new lows and sent the interest rate on government debts to a 12-year high, in what brokers predicted is just the...

How to get a mortgage after an IVA

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What is an individual voluntary agreement (IVA)?An individual voluntary agreement, or IVA, is a contract agreed between someone who is in debt and their lenders, in a bid to stave off bankruptcy. If you cannot afford to pay off your debts in full, an IVA allows you to come to an agreement with the companies to which you owe money to freeze the interest you’re paying and possibly reduce the...

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